.page-disclaimer {
  --local-cream: #F5F1E6;
  --local-cream-strong: #FBF9F2;
  --local-ink: #14263A;
  --local-ink-soft: #4E6072;
  --local-border: rgba(11, 31, 51, 0.12);
  --local-gold-text: #A8872F;
  --local-gold-deep: #B8962E;
  --local-shadow: 0 1rem 2.5rem rgba(11, 31, 51, 0.08);
  --local-grid-line: rgba(11, 31, 51, 0.045);

  position: relative;
  z-index: 1;
  color: var(--local-ink);
  background-color: #F1F5F9;
  background-image:
    linear-gradient(var(--local-grid-line) 1px, transparent 1px),
    linear-gradient(90deg, var(--local-grid-line) 1px, transparent 1px);
  background-size: 3rem 3rem;
  padding-bottom: 5rem;
}

.page-disclaimer__hero {
  position: relative;
  overflow: hidden;
  padding-top: 1.5rem;
  padding-bottom: 4.5rem;
  color: var(--c-cream);
  background:
    radial-gradient(circle at 75% 20%, rgba(212, 175, 55, 0.28) 0%, transparent 45%),
    linear-gradient(120deg, var(--c-primary-dark) 0%, var(--c-primary) 55%, var(--c-primary-light) 100%);
}

.page-disclaimer__hero::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
  background-size: 3rem 3rem;
}

.page-disclaimer__hero .container {
  position: relative;
  z-index: 1;
}

.page-disclaimer__hero .breadcrumb {
  margin-bottom: 2.5rem;
}

.page-disclaimer__hero .breadcrumb a {
  color: rgba(248, 249, 250, 0.82);
  text-decoration: none;
  transition: color 0.2s var(--ease);
}

.page-disclaimer__hero .breadcrumb a:hover {
  color: var(--c-gold-light);
}

.page-disclaimer__hero .breadcrumb__sep {
  color: rgba(248, 249, 250, 0.5);
}

.page-disclaimer__hero .breadcrumb__current {
  color: var(--c-gold);
}

.page-disclaimer__hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  align-items: center;
}

.page-disclaimer__hero-copy {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.page-disclaimer__kicker {
  font-family: var(--font-data);
  font-size: 0.8rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--c-gold-light);
  margin-bottom: 0.75rem;
}

.page-disclaimer__hero h1 {
  font-family: var(--font-headline);
  font-size: 2.35rem;
  line-height: 1.15;
  color: #fff;
  margin-bottom: 1.25rem;
}

.page-disclaimer__lead {
  font-family: var(--font-body);
  font-size: 1.05rem;
  line-height: 1.7;
  color: rgba(248, 249, 250, 0.88);
  max-width: 42rem;
  margin-bottom: 1.5rem;
}

.page-disclaimer__hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 1.5rem;
}

.page-disclaimer__compliance {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.5rem 1rem;
  border-radius: var(--radius-pill);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(212, 175, 55, 0.35);
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--c-gold-light);
}

.page-disclaimer__shield {
  color: var(--c-gold);
  flex-shrink: 0;
}

.page-disclaimer__hero-figure {
  margin: 0;
}

.page-disclaimer__hero-img {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 3 / 2;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: 0 1.5rem 3rem rgba(7, 21, 39, 0.45);
  border: 1px solid rgba(255, 255, 255, 0.17);
}

.page-disclaimer__hero-caption {
  font-family: var(--font-body);
  font-size: 0.8rem;
  color: rgba(248, 249, 250, 0.65);
  text-align: right;
  margin-top: 0.75rem;
}

.page-disclaimer__layout {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  margin-top: -1.5rem;
  scroll-margin-top: calc(var(--header-h) + 2rem);
}

.page-disclaimer__toc-inner {
  position: relative;
  padding: 1.75rem;
  border-radius: var(--radius-lg);
  color: var(--c-cream);
  background: linear-gradient(135deg, var(--c-primary) 0%, var(--c-primary-light) 100%);
  box-shadow: 0 1.25rem 2.5rem rgba(11, 31, 51, 0.22);
}

.page-disclaimer__toc-label {
  font-family: var(--font-data);
  font-size: 0.75rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--c-gold-light);
  margin-bottom: 0.5rem;
}

.page-disclaimer__toc-title {
  font-family: var(--font-headline);
  font-size: 1.5rem;
  margin-bottom: 1.25rem;
  padding-bottom: 0.65rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.page-disclaimer__toc-list {
  list-style: none;
  padding: 0;
  margin: 0 0 1.5rem;
}

.page-disclaimer__toc-list li + li {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.page-disclaimer__toc-list a {
  display: flex;
  align-items: baseline;
  padding: 0.75rem 0;
  color: rgba(248, 249, 250, 0.88);
  text-decoration: none;
  transition: color 0.2s var(--ease);
}

.page-disclaimer__toc-list a:hover {
  color: var(--c-gold-light);
}

.page-disclaimer__toc-num {
  font-family: var(--font-data);
  font-size: 0.8rem;
  color: var(--c-gold);
  margin-right: 0.6rem;
}

.page-disclaimer__toc-related {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 1rem;
  display: grid;
  gap: 0.35rem;
}

.page-disclaimer__toc-related p {
  margin: 0 0 0.25rem;
  font-family: var(--font-data);
  font-size: 0.75rem;
  color: rgba(248, 249, 250, 0.55);
  letter-spacing: 0.15em;
  text-transform: uppercase;
}

.page-disclaimer__toc-related a {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--c-gold-light);
  text-decoration: none;
}

.page-disclaimer__toc-related a:hover {
  text-decoration: underline;
  text-underline-offset: 3px;
}

.page-disclaimer__content {
  display: grid;
  gap: 1.5rem;
  min-width: 0;
}

.page-disclaimer__card {
  position: relative;
  padding: 2rem 1.75rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--local-border);
  border-left: 4px solid var(--c-gold);
  background: linear-gradient(135deg, #FFFFFF 0%, var(--local-cream) 100%);
  box-shadow: 0 0.5rem 1.5rem rgba(11, 31, 51, 0.05);
  scroll-margin-top: calc(var(--header-h) + 2rem);
}

.page-disclaimer__card-num {
  display: block;
  font-family: var(--font-headline);
  font-weight: 800;
  font-size: 3rem;
  line-height: 1;
  color: var(--local-gold-text);
  margin-bottom: 0.5rem;
}

.page-disclaimer__card-num::after {
  content: "";
  display: block;
  width: 2.75rem;
  height: 3px;
  margin-top: 0.5rem;
  border-radius: 999px;
  background: linear-gradient(90deg, rgba(212, 175, 55, 0.8), transparent);
}

.page-disclaimer__card-title {
  font-family: var(--font-headline);
  font-size: 1.65rem;
  line-height: 1.3;
  color: var(--local-ink);
  margin-bottom: 0.9rem;
}

.page-disclaimer__card-text {
  font-family: var(--font-body);
  font-size: 0.975rem;
  line-height: 1.75;
  color: var(--local-ink-soft);
  margin-bottom: 1rem;
}

.page-disclaimer__card-text:last-child {
  margin-bottom: 0;
}

.page-disclaimer__card-highlight {
  margin-top: 1rem;
  padding: 0.75rem 1rem;
  border-left: 3px solid var(--c-red);
  border-radius: 0 0.75rem 0.75rem 0;
  background: linear-gradient(90deg, rgba(212, 175, 55, 0.12), transparent);
  font-size: 1rem;
  font-weight: 700;
  line-height: 1.6;
  color: var(--local-ink);
}

.page-disclaimer__list {
  margin: 0.5rem 0 0 1.5rem;
  padding: 0;
  display: grid;
  gap: 0.75rem;
}

.page-disclaimer__list li {
  font-family: var(--font-body);
  font-size: 0.975rem;
  line-height: 1.7;
  color: var(--local-ink-soft);
  padding-left: 0.25rem;
}

.page-disclaimer__details {
  margin-top: 1rem;
  padding-top: 0.85rem;
  border-top: 1px dashed var(--local-border);
}

.page-disclaimer__details summary {
  cursor: pointer;
  list-style: none;
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--local-ink);
  transition: color 0.2s var(--ease);
}

.page-disclaimer__details summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer__details summary:hover {
  color: var(--local-gold-text);
}

.page-disclaimer__details summary:focus-visible {
  outline: 2px solid var(--c-gold);
  outline-offset: 4px;
  border-radius: 0.25rem;
}

.page-disclaimer__details summary::before {
  content: "+";
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.5rem;
  height: 1.5rem;
  border-radius: 50%;
  background: rgba(212, 175, 55, 0.14);
  color: var(--local-gold-text);
  font-family: var(--font-data);
  font-size: 1.1rem;
  line-height: 1;
}

.page-disclaimer__details[open] summary::before {
  content: "−";
}

.page-disclaimer__details-content {
  margin-top: 0.85rem;
  padding-left: 2.1rem;
  font-family: var(--font-body);
  font-size: 0.94rem;
  line-height: 1.7;
  color: var(--local-ink-soft);
}

.page-disclaimer__details-content p {
  margin-bottom: 0.5rem;
}

.page-disclaimer__related {
  padding: 2rem;
  border-radius: var(--radius-lg);
  color: var(--c-cream);
  background: linear-gradient(135deg, var(--c-primary) 0%, var(--c-primary-light) 100%);
  box-shadow: 0 1rem 2rem rgba(11, 31, 51, 0.18);
}

.page-disclaimer__related-title {
  font-family: var(--font-headline);
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
}

.page-disclaimer__related-text {
  font-family: var(--font-body);
  font-size: 0.98rem;
  line-height: 1.7;
  color: rgba(248, 249, 250, 0.88);
}

.page-disclaimer__related-text a {
  color: var(--c-gold-light);
  font-weight: 600;
  text-decoration: none;
  box-shadow: inset 0 -1px 0 rgba(212, 175, 55, 0.4);
}

@media (min-width: 48rem) {
  .page-disclaimer__hero {
    padding-bottom: 5.5rem;
  }

  .page-disclaimer__hero-grid {
    grid-template-columns: 1.1fr 0.9fr;
  }

  .page-disclaimer__hero h1 {
    font-size: 3rem;
  }

  .page-disclaimer__card {
    padding: 2.25rem 2.25rem;
  }
}

@media (min-width: 64rem) {
  .page-disclaimer__layout {
    grid-template-columns: 18rem minmax(0, 1fr);
    gap: 2rem;
    margin-top: -2.5rem;
  }

  .page-disclaimer__toc-inner {
    position: sticky;
    top: calc(var(--header-h) + 1.5rem);
  }

  .page-disclaimer__hero {
    padding-top: 2rem;
  }

  .page-disclaimer__card-title {
    font-size: 1.85rem;
  }
}